Budget 66 logs spending the moment it happens: by chat, by voice, from a receipt photo, or automatically after an Apple Pay tap. Then it tells you exactly what's left for the month.
Screenshot slot home.png Home screen showing spent so far and left to spend
Screenshot slot chat.png AI chat logging an expense from a sentence
Screenshot slot scan.png Receipt photo turned into a transaction
Screenshot slot budgets.png Category budgets with progress rings
bolt Apple Pay auto-loggingmic Voice & receipt entrygroups Split bills & settle upwidgets Home Screen widgetslanguage 8 languages
The tracking only works if logging is effortless.
Most budgeting apps die at the data-entry step. Budget 66 gives you five ways to get a transaction in, and one of them needs no effort at all.
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Just say it
"Lunch with a client, 1,800 yen." The AI chat reads the sentence, picks the category, and books the transaction.
mic
Dictate it
Hold the mic and talk. Same chat, same result, useful when you're walking out of the shop.
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Photograph the receipt
Point the camera at a receipt or a payment screenshot. Items are recognised and added for you.
contactless
Tap to pay, and forget
A one-time Shortcuts automation catches every Apple Pay tap. A notification asks the category, and one tap files it.
edit
Or type it in
The plain form is still there: amount, category, note, date. Two seconds, no AI involved.
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Subscriptions log themselves
Add a recurring charge once and it books itself every cycle, with the renewal dates always visible.
The spending logs itself.
Set up one Shortcuts automation on Wallet and every tap-to-pay purchase reaches Budget 66 on its own. No bank connection, no screen-scraping, no credentials to hand over.
Runs silently: the automation fires right after the tap.
One tap to categorise: pick a category straight from the notification.
Swipe to skip: ignore the notification and nothing is saved.
Guided setup: five steps in the app, with a test run at the end.
Groups for the trip, the flatshare, the dinner. Everyone's share is tracked in the currency it was actually spent in, and the balance sits on your home screen until it's cleared.
Groups and friends: add by username or QR code.
A chat per group: the receipt and the argument in the same place.
Money requests: ask, get reminded, settle up.
Pay links: hand off to the payment app you actually use.
Screenshot slot groups.png Group split view with balances
Answers on the Home Screen.
Three widgets in every size. Spent so far, left to spend, the daily allowance that keeps you inside the month, your renewals, and how this month compares to the last one.
Pulse: monthly spend, budget left, your comfort line.
Trend: daily bars, this week or this month, against last month.
Subscriptions: monthly total and the next renewals due.
